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Piraeus Business Plus

WORKING CAPITAL

Amount

Min. BGN 50 000 
Max. BGN 500 000

Currency

BGN, EUR

Pricing

Fixed interest rate BBIR + 1.00% in EUR (today 6.75%) and BBIR + 0.00% in BGN (today 7.5%)

Additional preferential pricing

In the process of annual review in case the company/owner/shareholder/manager maintains on average 10% of the credit exposure in deposits, there will be a discount in the interest rate by 0.25% for the next year

Purpose

Working capital needs

Security

Negotiable

LTV

Max.70% of the market value of the mortgaged in favour of the bank property 
Important note: The evaluation of the real estate is a condition precedent for disbursement and not for approval

Term of the loan

Up to 2 years

Promotion

The SME uses or will use a package of bank products with preferential fees:

  • E-banking- free of charge extra pin or e-token,
  • Credit card VISA  business free of charge for the 1 st year

Approval process

Maximum 10 days

INVESTMENT LOANS

Amount

Min. BGN 50 000
Max. BGN 500 000

Currency

BGN, EUR

Pricing

1.First and Second year fixed interest rate BBIR + 1.00% (today 6.75%) in EUR and BBIR + 0.00% in BGN (today 7.5%)
2.For the rest of the period - floating rate BBIR + 1.5% spread

Additional preferential pricing

End of 2nd year: in case the  company/owner/shareholder/manager maintains on average 10% of the credit exposure in deposits, there will be a discount in the interest rate by 0.25% every year, applied as a bonus for the next period of the loan duration

Purpose

Investment needs

Security

Negotiable

LTV

Max.70% of the market value of the mortgaged in favour of the bank property 
Important note: The evaluation of the real estate is a condition precedent for disbursement and not for approval

Term of the loan

For investment loans –up to 10 years

Disbursement

Against Documents

Promotion

Overdraft up to BGN 10 000

Approval process

Maximum 10 days

Repayment

Monthly (principal+interest) as per agreed repayment schedule