Borrowers :Doctors and Dentists, Pharmaceutics, Lawyers, Notaries, Chartered accountants, Architects and Civil engineers.
Maximum loan amount: BGN 600 000
Currency: BGN, EUR
Purpose of the loan:
- purchase of equipment
- purchase, completing works and repair of real estate for business needs
3M Sofibor + spread
3M Euribor + spread
Dependя on the purpose of the loan:
- First rank mortgage on property owned by the borrower or third party
- Pledge on the purchased equipment
- Personal guarantees
- Guarantee from National Guarantee Fund
Term of credit:
- Up to 84 months for equipment purchase
- Up to 240 months for real estate purchase
- Monthly installments (principal + interest)
- Annuity monthly installment
Grace period: Max.12 months only for the principal.
- Loan application (set of credit documents) - Free of charge
- Ppreliminary investigations and preparation of an opinion on filed request to use bank loan – 0,1 % min. BGN 50;
- Processing and management fee -1 % at once on disbursement, min. BGN 100;
- 0.80 % for every next year on the outstanding
- Other fees according to the tariff of the bank.
Promotion: Overdraft up to 10% of the approved investment loan without fees.