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Online banking

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Cookie agreement

General considerations

Cookies are small text files that are received on your computer when you visit our website. Due to their nature, cookies are not harmful to your safety online - they are neither spyware, nor viruses. Your browser can only keep cookies on your computer or mobile device. If you have access to this webpage at any other time, your browser sends the cookie’s content back to the respective offeror and thus allows you to reidentify the terminal equipment. Reading cookies allows us to design our web site optimally for you and makes it easier for you to use it.

Deactivating and deleting cookies

Browser allows you to delete all cookies at any time. In order to do it, please refer to your browser’s help features. This may cause that certain features on our webpage may be unavailable to you.

Overview of the cookies we use

In this section, you can find an overview of the cookies we use.

Absolutely needed cookies

Certain cookies are required to be able to securely provide our services through the web site. This category includes, e.g.:

  • cookies that identify or authenticate our users;
  • cookies that temporarily store certain user data (e.g., online form content);
  • cookies that store certain user preferences (e.g., search settings or language settings);
  • cookies that store data to ensure unobstructed view of video or audio content.

Analytical cookies

We use analytical cookies to record user’s behavior (e.g., ad banners clicked on, search queries put in) of our users and to evaluate it statistically.

Ad cookies

We also use cookies for advertising purposes. User behavior profiles created using such cookies (e.g., ad banners clicked on, subpages visited, search queries entered) are used by us to show you ads or offers that are tailored to your interests (“advertising based on individual interest”).

Third-party ad cookies

We also allow other companies to rate our users’ data through advertising cookies. This allows us and third parties to show users of our website interest-based ads, based on an analysis of your usage behavior (e.g., ad banner clicked on, subpages visited, queries entered), however this is not limited to our online offers.

Referral cookies

Our partners for tracking set referral cookies on your computer (a referral cookie), in case you have reached our website through an advertiser of that partner. These cookies are generally not valid within 30 days. In case you visit certain pages that we host and cookie has not yet expired, we and the relevant partner for tracking of realization may see that a particular user has clicked on the ad and has been redirected to our page. The information gathered through the referral cookie is used to create referral statistics and determine the total number of users who have clicked on that ad and are referred to a page that has a referral tracking tag.

Web space analysis

We need statistical information on the use of our website to make it more accessible, to measure the scope and to conduct market research.

For this purpose, we use the web analytics tools, described in this section.

The profiles created by these tools, using analytic cookies or by evaluating the log files, do not contain personal data. Tools either do not use users’ IP addresses at all, or cut them down immediately after they are collected.

Tool providers process the data only as processors of our personal data, according to our guidelines, and not for our own purposes.

Below you will find information about each tool provider and how you can object to the collection and processing of personal data through the tool.

You should keep in mind that tools, which use cookies for denial, the denial setting is associated with the device or browser, and is therefore valid for the current device or browser currently in use. If you use multiple end devices or browsers, you should select the denial setting of each end device and each browser used.

Additionally, you can generally prevent creation of user accounts by disabling use cookies.

Google Analytics

Google Analytics is provided by Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google”). We use Google Analytics with Google’s additional IP anonymization feature. Google cuts the IP address within the EU and only exceptionally in the US, and in both cases only writes abbreviated IP addresses.

You can object to the collection and processing of your data by downloading and installing a browser plug-in from the following link: http://tools.google.com/dlpage/gaoptout?hl=en