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Consumer Loan “Baby plan”

  • We support dreams, because the world was built by visionaries. We support the strong, the brave, and the spirit of hope. We support those who do not give up, despite the difficulties. Who believe in the future and create it. We believe no dream deserves more support than the desire for new life.

    We present the purpose consumer loan “Baby Plan” designed specifically to help the thousands of Bulgarian couples with reproductive problems, as well as birth and programs for storage of stem cells. We finance specific medical activities by offering you low cost of credit and easier procedure. We support you because we believe that there are no stronger persons than those who hope.

    The loans are approved to finance specific procedures, made in any of our partner’s hospitals or medical facilities (this limitation is not applicable for childbirth).

    PurposeFinancing of medical procedures:

    • Assisted reproduction;
    • Stem sell cryopreservation;
    • Childbirth;
    • Any combination of the above.

    Amount: minimum 1 000 BGN; maximum 20 000 BGN (for multiple purposes).

    The Bank defines additional limits according to the purpose:



    Assisted reproduction

    up to 6 000 BGN for one procedure

    Stem sell cryopreservation

    up to 6 000 BGN for a child; + 50% for twins


    up to 4 000 BGN

    Multiple purposes

    up to 20 000 BGN

     Currency: BGN

    Tenor: Up to 84 months (60 months for sums up to 6 000 BGN), min. 3 months

    Collateral: For sums over 10 000 BGN at least one guarantor is required

    Interest rate: RIR

    The interest rate is floating, based on referent interest rate of the Bank (RIR) plus fixed spread.

    The Bank applies referent interest rate for loans in BGN. The Bank announces on its web site "Methodology for calculating of reference interest rate of Piraeus Bank Bulgaria SA for loans in BGN", the current value of calculated according to this methodology RIR, and provides data for all values of RIR.

    You can see Example here

    Loan disbursement: One off or in tranches

    Loan repayment: Annuity instalments

    If you need more information for this bank product, you can contact our Call Center at 0 700 12 002 or send us an e-mail at Please fill in your name and telephone number, in order to be able to contact you.

    Main fees

    • Fee for assessment of loan application documents – 30 BGN
    • Early repayment fее and renegotiation fee, according to the Bank Tariff

    The customer pays a fee as per the Bank Tariff for the usage of Piraeus payroll package. All other not mentioned fees as according to the bank's Tariff


    Total due amount

    Monthly installment


    7 080,56BGN

    117,51  BGN

    The example above is calculated for loan amount of BGN 6 000 with 60 months repayment period and the mentioned above interest rates, fees and commissions. The interest rate is calculated with value of RIR by 01.05.2019 0,04%


    Documents needed:

    • Application form
    • ID card copy
    • Income document
    • Other documents, requested by the Bank






    Посредством кратката форма, може да получите предварително решение за предоставяне на кредит, базирано на основна информация, относно вашето семейно положение, трудово и финансово състояние. Настоящата форма, както и предварителното решение не ангажират нито Вас, нито Банката с договор за кредит. За да бъде изготвен цялостен анализ на Вашата кредитоспособност и да получите окончателно решение следва да попълните Пълна форма или да посетите клон на Банка Пиреос, където да предоставите допълнителни документи и информация.

    Посредством пълната форма за кандидатстване, може да получите окончателно решение за предоставяне на кредит. На база предоставената информация ще бъде изготвен анализ на Вашата кредитоспособност и взето решение за предоставяне на кредита. В случай на одобрение, ще ви бъдат изискани документи за дохода, за предоставеното обезпечение (в зависимост от типа на продукта), както и други документи по преценка на Банката. Настоящата форма, както и представеното решение не ангажират нито Вас, нито Банката с договор за кредит.


    1000 20000 3 84 credit
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