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Consumer loan for customers with security income min. BGN 1500

  • Amount : maximum BGN 50 000, minimum BGN 1000

    Currency: BGN

    Term: Up to 120 months (60 months for loan amount up to BGN 5 000), min 12 months

    Collateral: The Bank may require joint debtor / guarantor depending on the creditworthiness of the borrower, regardless of the loan amount.

    Interest rate:

    Interest rate


    Interest rate when refinancing loans totaling amount over 10,000


    Floating rate based on 6М Sofibor plus spread. The 6M Sofibor is updated semi-annually, on the first working day of the period. For calculation of the current floating rates the value of 6M SOFIBOR is set at 0,163%. as of the first working day of the current half-year period.

    Additional requirement:

    1) Mandatory Life Insurance, according to the Bank rules;

    2) Mandatory payroll at Bank and Piraeus Payroll Package usage

    Loan disbursement: One off

    Loan repayment : Annuity installments

    Bonus: Issuance of a credit card Visa or MasterCard without annual fee for the loan term.

    You can see Еxample here

    If you need more information for this bank product, you can contact our Call Center at 0 700 12 002 or send us an e-mail at Please fill in  your name and telephone number, in order to be able to contact you.


    • Fee at application submission: free of charge
    • Fee for evaluation of the credit risk (due at loan approval)

    BGN 90 – up to BGN 10 000

    BGN 180 – from BGN 10 000,01 to BGN 30 000

    BGN 270 – above BGN 30 000,01

    •  Early repayment fее and renegotiation fee, according to the Bank Tariff

    All other not mentioned fees are according to the bank's Tariff.

    Example for loan with floating rate for the whole period

    For loan amounts to BGN 10 000 , repayment period of 5 years., Interest rate 4.95%, the fees on the loan and monthly maintenance fee for Piraeus Payroll Package BGN 3,79 : Annual Percentage Rate (APR) 6,31 %, total amount due BGN 11 626,40 ; monthly installment BGN 192.27. APR does not include "Life" Insurance. 

    You can apply for loan in every office of Piraeus Bank

    Documents needed:

    • Application form
    • ID card copy
    • Income document
    • For refinancing loans, additionally the contract for the loan subject of refinancing will be requested
    • Other documents, requested by the Bank






    Посредством кратката форма, може да получите предварително решение за предоставяне на кредит, базирано на основна информация, относно вашето семейно положение, трудово и финансово състояние. Настоящата форма, както и предварителното решение не ангажират нито Вас, нито Банката с договор за кредит. За да бъде изготвен цялостен анализ на Вашата кредитоспособност и да получите окончателно решение следва да попълните Пълна форма или да посетите клон на Банка Пиреос, където да предоставите допълнителни документи и информация.

    Посредством пълната форма за кандидатстване, може да получите окончателно решение за предоставяне на кредит. На база предоставената информация ще бъде изготвен анализ на Вашата кредитоспособност и взето решение за предоставяне на кредита. В случай на одобрение, ще ви бъдат изискани документи за дохода, за предоставеното обезпечение (в зависимост от типа на продукта), както и други документи по преценка на Банката. Настоящата форма, както и представеното решение не ангажират нито Вас, нито Банката с договор за кредит.


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