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Promo Consumer Loan

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Promotional Period
Promotional Interest
Promotional Monthly Payment
Rest Period
Interest Procent
Monthly Payment
Common Interest
Common Taxes

The calculations in the calculator are indicative and does not connect the bank with the results of calculations.
  • Amount : maximum BGN 40 000, minimum BGN 500

    Currency: BGN

    Term: Up to 120 months (60 months for loan amount up to BGN 5 000), min 6 months

    Collateral: Joint debtor / guarantor may be required depending on the creditworthiness of the borrower, regardless of the loan amount.

    Interest rate

    Floating rate based on 6М Sofibor plus spread. The 6M Sofibor is updated semi-annually, on the first working day of the period. For calculation of the current floating rates the value of 6M SOFIBOR is set at 0,272% as of the first working day of the current half-year period.

     

    Interest rate

    with salary transfer

    7,70%

    without salary transfer

    9,70%

    when refinancing loans with total amount min BGN 10 000 (with salary transfer)

    7,10%

    Additional requirement:

    1) Mandatory Life Insurance, according to the Bank rules;

    2) Mandatory contract for issuance of a debit card for the two promotional offers with salary transfer.

    Loan disbursement: One off

    Loan repayment : Annuity installments

    Bonus: Issuance of a credit card Visa or MasterCard without annual fee for the loan term.

    You can see Example here

    If you need more information for this bank product, you can contact our Call Center at 0 700 12 002 or send us an e-mail at customerservice@piraeusbank.bg. Please fill in your name and telephone number, in order to be able to contact you.

    Taxes

    • Fee at application submission: Free of charge
    • Fee for evaluation of the credit risk (due at loan approval) 

    BGN 90 – up to BGN 10 000

    BGN 180 – from BGN 10 000,01 to BGN 30 000

    BGN 270 – above BGN 30 000,01

    • Early repayment fее and renegotiation fee, according to the Bank Tariff 

    All other not mentioned fees are according to the bank's Tariff.  

    Example for Loan with Payroll transfer: For loan amounts to BGN 5,000 , repayment period of 5 years., Interest rate 7.70%, the fees on the loan and monthly maintenance fee for debit card BGN 1.15 : Annual Percentage Rate (APR) 9,32 %, total amount due BGN 6 198,94, monthly installment BGN 100.67. APR does not include "Life" Insurance. 

    Documents needed:

    • Application form
    • ID card copy
    • Income document
    • Other documents, requested by the Bank

     

     

     

     

     

    Посредством кратката форма, може да получите предварително решение за предоставяне на кредит, базирано на основна информация, относно вашето семейно положение, трудово и финансово състояние. Настоящата форма, както и предварителното решение не ангажират нито Вас, нито Банката с договор за кредит. За да бъде изготвен цялостен анализ на Вашата кредитоспособност и да получите окончателно решение следва да попълните Пълна форма или да посетите клон на Банка Пиреос, където да предоставите допълнителни документи и информация.

    Посредством пълната форма за кандидатстване, може да получите окончателно решение за предоставяне на кредит. На база предоставената информация ще бъде изготвен анализ на Вашата кредитоспособност и взето решение за предоставяне на кредита. В случай на одобрение, ще ви бъдат изискани документи за дохода, за предоставеното обезпечение (в зависимост от типа на продукта), както и други документи по преценка на Банката. Настоящата форма, както и представеното решение не ангажират нито Вас, нито Банката с договор за кредит.

     

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