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Overdraft with pledge of retirement pension

  • Clients who receive their retirement pension at saving account Piraeus 13th pension and are up to 65 years old could receive an overdraft with pledge on retirement pension, under the following conditions: 

    Credit limit: The amount of one monthly pension, up to BGN 1000.

    Currency: BGN

    Term of credit: 12 months

    Collateral: Pledge of retirement pension

    Interest rate: 13,00%, applied only on the used amount

    The interest rate is floating, based on referent interest rate of the Bank (RIR) plus fixed spread.

    The Bank applies referent interest rate for loans in BGN. The Bank announces on its web site "Methodology for calculating of reference interest rate of Piraeus Bank Bulgaria SA for loans in BGN", the current value of calculated according to this methodology RIR, and provides data for all values of RIR.

    Repayment: Automatically, upon receiving sums into account. Minimum required monthly repayment is the accrued interest rate and full repayment of the loan at the end of the term.  

    You can see Example here.

    Loan disbursement:  revolving

    If you need more information for this bank product, you can contact our Call Center at 0 700 12 002 or send us e-mail at with full name and telephone number, in order to receive a call from us.

    Main fees:

    • Fee for assessment of loan application documents: 10 BGN 

    All other fees are according to the bank's Tariff.


    Overdraft at amount of BGN 500, a repayment period of 12 months, interest rate: 13,00%, application fee: BGN 10, assuming that the loan limit is fully disbursed and for the entire loan term: Total due amount BGN 575,00 and BGN 5,42 monthly interest due.

    You can apply for loan in every office of Piraeus Bank

    Documents needed:

    • Application form
    • ID card copy
    • Document for pension, issued by NOI
    • Other documents, requested by the Bank






    Посредством кратката форма, може да получите предварително решение за предоставяне на кредит, базирано на основна информация, относно вашето семейно положение, трудово и финансово състояние. Настоящата форма, както и предварителното решение не ангажират нито Вас, нито Банката с договор за кредит. За да бъде изготвен цялостен анализ на Вашата кредитоспособност и да получите окончателно решение следва да попълните Пълна форма или да посетите клон на Банка Пиреос, където да предоставите допълнителни документи и информация.

    Посредством пълната форма за кандидатстване, може да получите окончателно решение за предоставяне на кредит. На база предоставената информация ще бъде изготвен анализ на Вашата кредитоспособност и взето решение за предоставяне на кредита. В случай на одобрение, ще ви бъдат изискани документи за дохода, за предоставеното обезпечение (в зависимост от типа на продукта), както и други документи по преценка на Банката. Настоящата форма, както и представеното решение не ангажират нито Вас, нито Банката с договор за кредит.


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